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Cake day: September 24th, 2023

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  • $300/month (at the beginning of the month) invested over 30 years, compounded annually at 6% = $198,290.40

    If you kept that going for a full 50 years, the last 20 years of interest really starts to ramp up and gives you a final value of $1,084,402.22

    If instead, you ONLY paid the mortgage for 30 years, then invest the full mortgage payment of $2,648 into the investment account for the next 20 years (a total of 50 years out. Same end point) you would have an investment account worth $1,215,042.49

    So, even in your scenario it is still a loss to take a 50 year over the 30 year, and the 300$ difference is negligible. If $300 was the difference of someone being able to afford groceries or not for the month, then they should not have qualified for a $2,648/mo mortgage.




  • If anyone wants to look up the test, there are only two screeners that he would have done, both have some strong overlap. There is the MMSE and the MoCA. it is more likely he did the MoCA, it is the more popular, more commonly given, and slightly better for detecting MCI (mild cognitive imparement). With that said though, you can have dementia and still pass these. There really isn’t a ‘best’ screener developed. This exact problem gets brought up all the time in dimentia research. Basically, if you have strong suspicion they have to go to a neurologist that specializes in memory care and do a full evaluation. Good luck telling trump to do that.

    If you want to see them, do a search for it (MMSE or MoCA) and select images.





  • At the peak of the Afghanistan and Iraq wars the national guard and reserve (but mostly guard) made up over 75% of the troops deployed. More national guard units saw more combat than active duty units simply by sheer numbers. I did 8 years and 4 months in the guard and over half that time I was activated for two tours to Afghanistan. I did more overseas time than my active duty time equivalent. National guard units were also consistently being placed in shittier places than active duty units because the active duty commanders didn’t want difficult deployments to potentially get in the way of future promotions. So the guard also took the brunt of the casualties. My first tour was in the second worst area in the country at the time and out of all the US troops (we were with the Polish), all but one was national guard. We set the regional record for longest continuous direct fire firefight at the time and a Polish truck set the record for the largest IED hit (aprox. 550 lbs, all died).

    The longest continuous deployment during the Global War on Terrorism was also done by a guard unit. The 34th BCT did 22 months in Iraq.

    To say the guard only helps old people and with hurricanes is beyond an understatement. We provided the bulk of the boots on the ground and did the job and big army literally couldn’t do.



  • I love a good impossible burger over a normal burger for the big reason of how I feel after. Eating a normal burger as I am getting older means that I feel full in a gross way after, like I can feel the fat from the burger slowing me down, and I feel tired both physically and mentally and I sometimes feel borderline sick for an hour or so after. But with the impossible burgers I can just feel full in a healthy way. I love it. I will admit to also getting it with bacon though for that extra flavor.

    I an pretty anti factory farm and love the idea of cutting out at least burgers from their industry. I also enjoy their sausages. Highly recommend them if you have not tried them. I try to cut out bulk meat eating for the environment and keep it to occasional, smaller portions, and even then it is normally chicken. Impossible meat helps scratch that itch if I want some meat but don’t want to commit to blowing my personal weekly allotment of red meat.




  • While I understand the resentment of saying an institution is a person, and I agree- they still have constitutional rights. To say that private institutions don’t have a right to free speech is the same as saying that the government is allowed to dictate what companies can and can’t say. Authoritarians would love for you to push that idea.

    Under your same thinking (Harvard isn’t a person and has no right to a first amendment? OK): Then Harvard resisting against the trump administration is illegal and we find it treasonous to be funneling in possible spies from adversarial countries under the guise of education. We need to lock up anyine who works at any higher ed institution unless they can swear loyalty to America (trump) because they might be complicit in this spy ring. And don’t forget, the universities can be searched at any time for evidence and assumed guilty without trial because they aren’t a person and don’t have constitutional rights! Can we charge the university entity with state laws or federal laws? Both! They don’t have rights to protect against double jeopardy!




  • I miss HEB. family owned and private. Thus why they get away with treating their employees so well, paying them well, and supporting their communities all while also being the largest private employer in the state of Texas. That company is a great example of how a company can both grow to a large size and not be evil. If they ever go public you know all of its charm will instantly get cut in the name of shareholder value.



  • While I have progressive ideas and believe the Republicans rule with malace, I also strongly believe the democrats rule with incompetence.

    I would love to run for president on the party of burn down the two party system and restart from there. Make politics boring again and not some partisan winner take all spectacle. We keep pushing to out ‘wing’ the ‘wing’ and it is driving us to some bad extremes.

    So yes, I will vote straight ticket Democrat for 99% of the time, but I am also disgusted by the fact anyone is even allowed to do that and people have little party letters by their name. If you didn’t research your candidate to at least know their name, then you shouldn’t be voting for them.

    It is mind-blowing to me that some things are not seen as human rights and are instead seen as political posturing. In Texas we had barbed wire intentionally strung up in the Rio Grande river with the intention to drownd people and it took multiple rounds of court cases to make them take it out. Somehow killing people is acceptable rather than booking, ticketing, and sending back. Politics have now taken a place above literal lives. At the same time, when I express this I have democrats immediately agreeing and adding “just let them in!” Or “just let them stay and we will figure it out” and that is where I stop them and ask, is that what I said? No. Simply that human life is worth more than politics. Again, stringing up barbed wire in a river to intentionally drown people it true malice. But saying let them all in and figure it out later is naive at best, and incompetence at its worst.



  • Yes, it was supposed to have a sequel. It was the start of a franchise that never became one. The OP of the OP is not wrong in saying it was a setup and wanted a sequel. The difference of this movie versus the slop of other sequels is this one was made to be one. It wasn’t based on some one-off movie that did well, so the studio demanded a followup to milk it for more money. From its inception this movie was supposed to have one.