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21 days agoEdit: I was thinking of the default defederation list
As far as I understand it, it’s not “hardcoded” in the sense that all piefed instances have it (otherwise I wouldn’t be able to respond to you).
From what I understand, there is a default list, but this can be edited by any instance admins.
A copay is the amount that you pay for certain healthcare expenses. The rest is paid for by your insurance company.